One of the biggest things that this project helped me to understand is how much money you can either save or lose depending on how much you decide to pay each month. For Instance, in part three but just adding $100 to the monthly payment you could save over $7000 in the end. This can affect my life right now because this is an important time for making decisions about college. This can help me understand how different payment plans can benefit me in different ways. For example, I can pay less tuition now and pay more interest because it will take longer to pay off, or pay more tuition now and save thousands in a couple of years.